Business Microfinance can save you hundreds of dollars in fees every month! We work with merchants to manage and reduce their credit card processing expenses. By uncovering hidden costs, expensive surcharges and combining them with our guaranteed low rates we can lower you monthly credit card processing expenses.
We will review and analyze your previous monthly credit card statements at no cost to see how we can save you money. We work to ensure that you get the lowest processing rates possible!
Credit Card Processing -
Credit card processing is a necessity for today's merchants, and we make it quick and easy for you. No matter your size or industry, Decimal Factor has competitively priced credit card processing solutions to help your business succeed.
Debit Card Processing -
Nearly one third of US consumers prefer using debit cards to make everyday purchases. Decimal Factor can make your debit card processing simple through our direct connection to regional and national debit processing networks.
EBT Card Processing -
Most states now issue Food Stamps, WIC (Women, Infants and Children), and TANF (Temporary Assistance for Needy Families) benefits on an EBT card. Using the same equipment to process EBT as credit and debit, you can easily offer this additional payment type to your customers.
Check Services -
Whether you prefer paper-based check guarantee or electronic check conversion, Secur-Chex® check services are designed to fit your business, your way.
E-Commerce -
Accept credit cards online with FirstPay.NetTM 2.0 all-inclusive e-commerce solutions. There's no easier way to sell your products and services online. FirstPay.Net 2.0 gives you everything you need to succeed.
Gift and Loyalty Cards -
Experience the benefits of an affordable gift card program through FirstAdvantage® Gift Cards. The FirstAdvantage gift cards program is accessible for every type of merchant and offers numerous advantages.
Online Reporting -
FirstView® online merchant account reports is a secure, fast and convenient way to access your processing data anytime, anywhere you can connect to the Internet. Robust reporting features combined with easy navigation offer a detailed accounting of all your merchant activity, down to an individual transaction.
ACH Processing -
FirstFund® ACH software allows you to automatically transfer payments to and from your bank account without the hassle of preparing invoices, handling checks, or going to the bank. FirstFund installs easily onto your computer and can be used as a one-time billing method or for recurring payments.
**In association with First American Payment Systems, L.P. Decimal Factor offers the services of First American Payment Systems, L.P. First American Payment Systems, First American, FirstPay.NetT, FirstView®, Secur-Chex®, Merimac, Merimac Capital®, FirstFund® ACH and FirstAdvantage® are trademarks and copyrights of First American Payment Systems, L.P. Sponsoring Bank: Fifth Third Bank, Cincinnati, OH Member FDIC
